All about Bad credit mobile phones

All about Bad credit mobile phones


Nowadays, it's not uncommon to spot even a 10 year old with a phone down the street. Mobile phones are nowadays an essential asset and a basic need of sorts. So addicted are we to mobile phones that we glance at it every few minutes and are not at peace whenever we forget it at home. The reliance on mobile phones for virtually everything has indeed changed its status from being a luxury acquisition years ago to being a necessity that people can't do without. There are basically two types of phones, you can choose a contract phone or go the Pay As You Go (PAYG) route. The choice is mostly informed by your usage.

If you are not a heavy user or simply a teenager, it's highly recommended that you go for PAYG so as not to rack up bills. However, if you are a heavy user, going for a phone contract is the best route to take as you get a preset number of minutes, texts and data bundles at a relatively cheaper price as compared to PAYG plans. The truth of the matter is that most UK citizens prefer going for a contract as it gives them an opportunity to own a new phone while at the same time enjoying perks that come with a given plan. The challenge of course is in getting approved for one considering the fact that credit checks are a thorn in the flesh.

Most UK providers require that you have a good credit score before you can be approved for a contract. Individuals with a poor credit rating are always disadvantaged when it comes to applying and getting approved for a mobile phone contract. Thanks to bad credit mobile phones, it is now simple and guaranteed that even those with a poor credit rating now have an opportunity to get approved for a mobile phone contract.

Generally, bad credit mobile phones are specifically and uniquely designed for UK citizens with a less than average credit score. This contract focuses on people who traditionally could not be approved for a mobile phone contract because they had a less than attractive credit score. The requirements for a bad credit mobile phone are just the same as those for a standard contract except for the fact that the rules are less stringent. Ordinarily, providers deem those with a poor credit rating as high risk. For this reason, bad credit mobile phones tend to be costly as compared to standard contracts.

They also tend to have a relatively long contract period as compared to ordinary contracts. There is also a stark difference in benefits and customers are always required to pay a small sum as upfront payment before they can be approved. However, not is all is bleak as most UK providers are always more than willing to give customers an opportunity to upgrade to a better option provided that one is loyal and meets their obligations without fail. In essence, if you have hit the wall and can't seem to be approved for a mobile phone contract, applying for bad credit mobile phones can give you the much needed relief.